max笔记-
SMEs is playing an irreplaceable role in China"s national economy. however, most of our country"s SMEs have encountered the same problems such as lack of funds, narrow financing channels and few alternatives for financing. the difficulty of financing becomes a striking problem in developing SMEs and it has seriously affected the healthy development of SMEs. the obstacle of financing and guarantee is the difficult point that restricts enterprise"s development. meanwhile, it"s the key point of government work and the focus of public attention.
as a result of the low proportion of loan balance and coverage scale, several SMEs are suffering from lack of capital and in a state of stopped-production,semi-state production and brankruptcy. in comparison with large enterprises, the main causes of financing dilemma turn out to be small-scale of SMEs, unstable benefits, low credibility, insufficiency of risk resistance capacity and qualified security guarantees. it leads SMEs to an inferior status in market competition. what"s the worse, international financial crisis aggravates the situation. (这是前面的那句 国际金融危机加重了中小企业的融资难度，个人觉得那句属于中小企业融资难的一部分外在原因，所以提到后面来了，并非有意篡改，见谅） the difficulty of financing in SMEs has attracted extensive attention of the government and all circles. And the government, enterprises and individuals are making their efforts to find a way of solving this problem.
this thesis is the result of analysis on the causes of difficulty in SMEs" financing and offers some advise and suggestions to find out a solution.
哈哈 不会翻译。希望能帮到你一点..
再也不做稀饭了-
SMEs have irreplaceable role and functionality in China national economy. However, lack of fundings, under-diversified ways of raising funds, few funding options, and etc. are common problems for China"s many SMEs, especially for those that are in development stage whose funding problems are more prominent, and it is severely affecting the healthy development of these SMEs. Difficulties in raising funds and obtaining lines of credit are limiting enterprises" development, solving these difficulties are the emphasis of government and the focal point of the society, furthermore, global economic crisis worsen the problems for SMEs to raise funds. Due to the low ratio of net loan and low coverage in SMEs, a significant number of SMEs are suffering from lack of funding, and are in either shut-down, half shut-down, or close-down situation. The key reasons in fund raising difficulties for SEMs are that compared to large enterprises, SMEs are smaller in size, less consistent in profit, lower in reputation, weaker in risk resistance ability, and there are less qualified assets that can be pledged as collaterals. Therefore, SMEs have weaker position in a competitive market and thus, difficulties in raising funds for SMEs are capturing the attention of the government and all walks of society, who are actively seeking for solutions. This article brings up strategies and suggestions to solve problems in fund raising for SEMs based on analysis of the causes and the problems of the current difficulties in raising funds for SMEs.
余辉-
Small and Medium Enterprises play an important role in China"s national economy .However, there are common problems in many small and medium enterprises, such as lacking of funds, financing channels are narrow and less financing and so on ,especially ,in the development of small and Medium enterprises, financing difficult problem is more prominent, and it affected the healthy development of SMEs seriously . SME financing and securing guarantees are the difficult points in the development of enterprises ,and these are the focus of government ,at the same time ,these are the focus of society, The international financial crisis increased the difficulty of SME Financing . Because of the proportion of SMEs loans and coverage is too low, a number of small and medium enterprises are lack of funds ,and they are in the state of cut-off or semi-closure or closing down . Compared with large enterprises, the main reason s for difficulties in financing are small-scale,and instability income and low integrity and poor against risk and the lack of qualified mortgage collateral .Therefore, competition in the market located in a weak position, so small enterprises financing difficult problem draw the government and the scoiety"s concern and they actively trying to solve this problem .This article put forward a proposal of the problem of financing difficulty on the basis of the causes of difficulties and problems of funding.
FinCloud-
Small and medium-sized enterprises in China"s national economy has irreplaceable important position and role. But China"s small and medium-sized enterprises widespread lack of funds, the financing channels of narrow, selection of financing mode, especially in a few problems in the development of small and medium-sized enterprises, financing difficult problem more prominent, the serious influence the healthy development of smes. Sme financing and guarantee to restrict the development of the enterprise is difficult, is the focus of the government, but also social focus, international financial crisis aggravating the sme financing difficulty. Due to the small and medium-sized enterprises loan balances and low coverage of small and medium-sized enterprises, which, in the production, the shortage of funds BanTingChan and collapse. Compared with large enterprises and small and medium-sized enterprise is small in size and low income instability, integrity and anti-risk ability, lack of eligible collateral is the main reason to financing. So it is in the market competition, so weak sme financing difficult problems caused by the government in social circles, and actively managed to focus on solving this problem. Based on the analysis of the causes of sme financing difficult problems, and put forward to solve the problem of small and medium-sized enterprises financing male countermeasures and Suggestions.
小教板-
SMEs in China"s national economy has an irreplaceable important role. However, a large number of SMEs in China widespread lack of funds, financing channels narrow, financing options and fewer problems, particularly in the development of SMEs, financing difficult problem more prominent, seriously affected the healthy development of SMEs . SME financing, securing guarantees difficulty of restricting the development of enterprises is the focus of government is the focus of attention, the international financial crisis increased the difficulty of SME financing. As the proportion of SMEs loans and coverage is too low, resulting in a shortage of funds a number of small and medium enterprises, in the cut-off, semi cut-off and closing down the state. Compared with large enterprises, SMEs, small-scale, income instability, low integrity, anti-risk ability, such as lack of qualified mortgage collateral is the main reason for difficulties in financing. So the competition in the market in the weaker position, so small enterprise financing difficult problem caused the government concern at the community and are actively trying to solve this problem. This paper analyzes the causes of the current difficult financing of SMEs and problems based on the proposed financing for SMEs to solve the problem of countermeasures and suggestions man.
黑桃云-
SMEs in China"s national economy has an irreplaceable important role. However, many SMEs in China widespread lack of funds, financing channels narrow, financing options and fewer problems, particularly in the development of SMEs, financing difficult problem more prominent, seriously affected the healthy development of SMEs . SME financing, securing guarantees difficulty of restricting the development of enterprises is the focus of government is the focus of attention, the international financial crisis increased the difficulty of SME financing. As the proportion of SMEs loans and coverage is too low, resulting in a shortage of funds a number of small and medium enterprises,
In the cut-off, half-suspended and closed down the state. Compared with large enterprises, SMEs, small-scale, income instability, low integrity, anti-risk ability, such as lack of qualified mortgage collateral is the main reason for difficulties in financing. So the competition in the market in the weaker position, so small enterprise financing difficult problem caused the government concern at the community and are actively trying to solve this problem. This paper analyzes the causes of the current difficult financing of SMEs and problems based on the proposed financing for SMEs to solve the problem of countermeasures and suggestions man.
豆豆staR-
SMEs in China"s national economy has an irreplaceable important role. However, many SMEs in China widespread lack of funds, financing channels narrow, financing options and fewer problems, particularly in the development of SMEs, financing difficult problem more prominent, seriously affected the healthy development of SMEs . SME financing, securing guarantees difficulty of restricting the development of enterprises is the focus of government is the focus of attention, the international financial crisis increased the difficulty of SME financing. As the proportion of SMEs loans and coverage is too low, resulting in a shortage of funds a number of small and medium enterprises, in the cut-off, semi cut-off and closing down the state. Compared with large enterprises, SMEs, small-scale, income instability, low integrity, poor anti-risk ability, lack of qualified mortgage collateral and so on are the main financing difficulty. So its in the market competition in the weaker position, so small enterprise financing difficult problem caused the government concern at the community and are actively trying to solve this problem. This paper analyzes the causes of the current difficult financing of SMEs and problems based on the proposed financing for SMEs to solve the problem of countermeasures and suggestions man.